Transparent pricing

We earn on the spread, not on the parent.

Schools onboard free. Parents only ever see the fee that's published below. Agents share in the platform's spread, lifetime.

School

₦0

Free onboarding & rollout

Onboard your school

Unlimited students & fee structures
Real-time settlement dashboard
Per-student outstanding tracking
Custom term cycles
1.50% transaction fee on collections only

Parent

₦0

Pay, save, or finance fees

Open a parent account

Pay via Paystack (NGN) or Stripe (USD)
Wallet earns 1.00% APR float spread
AI-scored school-fee loans (3-12 mo)
Default loan rate: 3.50%/yr (best class)
Late fee: 2.00% per overdue installment

Agent (DSA)

25%

of platform revenue, lifetime

Become a DSA

Unique referral code & dashboard
Track schools & parents onboarded
Real-time commission ledger
Monthly payout via Paystack
Admin payout approval queue

Live calculator

See exactly where every kobo goes.

Type your school fee, pick a payment channel, see the parent's monthly loan option — instantly.

School fee amount₦150,000

Payment channel

Loan tenor (if financing)6 mo

Result

On a ₦150,000 fee paid via Paystack…

If paid in full now

Gross fee

₦150,000

Paystack processing

+₦2,000

Parent pays

₦152,000

School receives

₦147,750

Platform fee · 1.50%

-₦2,250

DSA earns · 25.00%

₦563

Platform keeps

₦1,688

Channel

Paystack

Paystack adds ₦2,000 for card/bank-transfer processing (capped at ₦2,000; waived under ₦2,500).

If financed over 6 months at 3.50%/yr

Monthly payment

₦25,256

Total repayment

₦151,535

Interest cost

₦1,535

Late fee per miss · 2.00%

₦505

The parent pays ₦25,256 per month for 6 months. Auto-debited from wallet on the due date — every missed installment adds ₦505.

Open my account